Merchants now are savvy enough to go online to a web browser or use their mobile phones/iPads, fill in a quick online form and sign them up. Artefacts provides merchant acquirers, ISOs, PSPs and other payment facilitators the ability to provide their merchants the capabilities to fill an online app that complies with all of the regulatory requirements. With Artefacts as a technology partner, our clients can extend tremendous flexibility to merchants.
Artefacts has published APIs to third party companies to submit merchant applications real-time, and get instant approvals as applicable.Key Features
Merchant apps are usually pre-vetted by sales managers and agents before they submit to underwriters or back-end payment processors. Artefacts rule-based system provides flexibility to sales team to determine “where all to” submit the app for better rates/approvals based on various processing relationships. Using this opportunity to grow their businesses, ISOs/PSPs/PFs are turning towards Artefacts and establish various back-end bank and processor relationships for their merchant portfolios.
Artefacts APIs allows sales team to provide their own white-labeled user interface for merchants to fill an app and submit them for pre-vetting.Key Features
Artefacts platforms provides underwriters and back-office team with comprehensive check-lists to review a merchant app to mitigate any risks. Artefacts platform over time has matured to capture every scenario available in the processing industry. Artefacts dynamic rule-based system qualifies risk categories based on previous patterns, machine learning and other regulatory requirements such as KYC, OFAC and credit checks. Acquirers, PSPs and BIN sponsor banks use Artefacts platform extensively to mitigate such risks.
Artefacts platform APIs into LexisNexis, IDology, Experian and several identify verification and credit check bureaus before qualifying and approving a merchant.Key Features
Merchants are on-boarded onto various front-end and back-end processing platforms automatically once they are approved or pre-approved by sales team. Artefacts has coded to almost all major processing platforms in the United States and few overseas. The platform is scalable and tested well with several concurrent merchant boarding requests from various entities. Payment processors are connected through digitally certified methods and best practices as per the industry guidelines and PCI DSS.
Artefacts has published APIs to third party companies to allow them to on-board merchant applications real-time by avoiding the need to re-keyin the app again.Key Features
Artefacts cloud-based inventory platform manages both “virtual” inventory and “physical” centralized warehouse inventory items of merchant’s POS terminals, supplies, and similar. The platform is well suited for mid-large size merchants, Acquirers, Payment processors and Vendors. Drop-ship items through UPS direct and work order fulfillment from warehouse aisles is made possible through Artefacts. The platform provides accurate and faster order fulfillment with less turnover and higher accuracy.
Artefacts provides APIs to third party companies that allows them to send work orders for fulfillment and provides dashboard and reports throughout the life cycle of the order.Key Features
Artefacts integrates well with POS vendors like Verifone, Ingenico and Equinox to download file builds on terminals. The file builds are made with complex templates and parameters that are specific to restaurants, retail and several other merchant types. PIN and EMV chip parameters are configured easily and deployed on these terminals with one single user interface for all different POS vendors. Deployment team, inventory team, sales team and billing departments all work together through Artefacts.
Artefacts provides APIs to third party companies that allows them to send POS terminal data for real-time deployments.Key Features
Artefacts tailor made a ticketing system that well suits the payments industry. Merchants are provided with the flexibility to choose type of tickets, sub-type of tickets to get to the bottom of the issue. The back-office team and sales team can connect with merchants, setup meeting appointments, make calls over VOIP and ensure the issues are addressed as per SLAs agreed upon. Reporting capabilities such as missed SLAs, fulfilled requests etc. can be monitored through Artefacts centralized ticketing platform.
Artefacts provides APIs to merchants and third party companies that utilize their own ticketing system or CRM.Key Features
Third parties may use their own CRM or other system, but may like to interface with Artefacts for all its comprehensive feature set. In such cases, Artefacts has provided a set of published APIs that allows third party developers to push merchant applications for sales review, prevetting apps, underwriting, credit checks, identity checks, merchant onboarding, terminal deployments, ticketing, inventory management, agent payout calculations and much more.
Artefacts interfaces its platform to partner banks, credit bureaus and payment processors for end-to-end integrations through APIs. Click below to see our integrations.Partner Processors and banks